No matter what type of boat you own and no matter which state you live in, chances are you are required to get your watercraft registered. One thing that isn't required, but is always a good idea, is boat insurance. Here are three things that will persuade you to get this type of insurance.
1. Boating Accidents Are a Reality
According to the most recent statistics from the American Boating Association, there were 4,463 boating accidents in 2016.
If you have ever been the victim of a home burglary episode or had a fire tear through your residence and damage property in the process, you know how important it is to have homeowner's insurance. There's nothing like the feeling of relief that can flood your body when you file a claim with your agent, and they let you know that everything is going to be covered. You love having the protection, but the price might be a bit more than you can handle.
When you are starting a business, there are several forms of insurance that you should consider getting, such as contractor liability insurance. You will need to find out what type of insurance will be suitable for you to make sure that you are adequately covered.
If you provide consulting advice as a contractor, you may need contractor liability insurance. You may have to worry about damages your client faces as a result of errors and omissions.
When you are looking for insurance quotes so you can find the best possible deal on auto insurance, you will need to be careful to remember the following tips. This way, you will not end up disappointed with the policy or pricing that you end up with.
Create A List Of Your Auto Insurance Needs
You will want to take a few moments to write a list of your needs as they relate to an auto insurance policy.
Since teenagers are some of the most dangerous drivers on the road, they attract some of the highest auto insurance rates. Any driver, including a teenager, can enjoy low premiums if they keep a clean driving history and drive for just a few miles every year. However, the nature of your driving isn't the only thing that affects your auto insurance rates. Here are some non-driving tips to help you enjoy inexpensive rates: